Zephy Finance is designed so your financial data never leaves your Mac.

What we collect

Nothing. Zephy has no servers, no account system, and no analytics inside the app. Your transactions, accounts, budgets and balances live in a local database on your device that you fully control.

Optional network features

Some features make network requests on your behalf, with your own keys: exchange rates, investment prices (EODHD), and the optional AI assistant (Anthropic / Apple Intelligence / your chosen provider). These requests send only what’s needed for that feature and are never used to profile you.

This website

The Zephy website uses privacy-friendly, cookieless analytics (Umami) that records aggregate page views with no personal data and no cross-site tracking.

Contact

Questions about privacy? Email support@zephyapp.com.